Bendigo and Adelaide Bank deny home loans to mining communities
Australian banks are the world’s most profitable, raking in $30bn in profits last year. Much of this was sent overseas to their foreign shareholders, including the usual suspects – Blackrock, First State, and Vanguard. In total, Australian banks paid $27 billion in dividends, of which 26% or around $7 billion was sent to foreign-owned corporations.
Every dollar which goes overseas in dividends is a dollar Australia never sees again, reducing our GDP and making us all poorer.
In this Parliament, One Nation will introduce legislation to create an Australian People’s Bank, with 100% Australian ownership and a Banking Code of Practice which gives customers rights and protections that have been removed from the code being used by Australian banks.
Rural and Regional customers will benefit the most, with many Australian towns no longer having a single bank branch.
Banking greed, dishonesty, and profiteering is something I have been working on since coming into the Senate in 2016.
In 2017 One Nation were successful in creating a Select Committee on Lending to Primary Production Customers. It was obvious to the Senate the banks were screwing over the bush.
Specific issues raised by the Inquiry have been substantially addressed although remediation has not occurred. The big banks are behaving more responsibly in their lending practices as a result of this Inquiry and the Royal Commission that followed.
While lending practices have improved, the banks have turned to other schemes to make their excessive profits.
One area of great concern, one which will be corrected by a People’s Bank, is the closing of bank branches, forcing customers online.
In the last 10 years 2,500 bank branches have closed
I have written about the effect this has before. Today there is a new scam I want to alert you to. I thank the fearless journalist Dale Webster for her work on this topic: link to her article titled “Burning Down the House”.
The culprit this time is the Bendigo and Adelaide Bank, Australia’s fifth largest bank.
Bendigo are refusing to give home loans to any town or region which hosts a mine. This includes any mine, no matter the purpose – gold, coal, iron ore, bauxite, rare earths needed for the technology – everything.
Yes, the Bendigo Bank is black-banning towns where the very materials are mined that are used to make the computers that run their bank. What folly.
Anyone applying online for a loan to buy property in a mining area is immediately denied. Home lending in all of Queensland’s mining regions – from coal, oil and gas to opal mining – is knocked back by Bendigo Bank. Yes, even opals.
Distinct areas separated from others by favoured postcodes include Moura (4718) in the Bowen Basin coalfield, home to the Dawson Coal Mine, Mount Isa (4825), site of one of Australia’s largest copper and zinc mining complexes, and the world-renowned opal fields surrounding Quilpie and Longreach.
Coal centres Moranbah, Dysart, Clermont, Emerald, and Blackwater are no home-loan zones, as is the Roma-Miles-Dalby district, the site of Australia’s first oil and gas discoveries. Weipa, built by Rio Tinto to house bauxite mine workers in Far North Queensland, gets an instant knockback as does Tieri, built to house coal workers north of Emerald.
In the course of this investigation, more than 1,000 locations across Australia have been run through Bendigo Bank’s online loan process to verify whether this is truly a mining blacklist or if these postcodes are part of a bigger cohort focusing on general risk.
The Australian Taxation Office’s 10 lowest earning suburbs in every state and territory for 2021-22 were reviewed. The top 100 riskiest suburbs to purchase housing in for 2024 according to Realestate.com were reviewed. Climate Valuation’s top 30 suburbs by ‘number of high-risk properties from all climate change hazards by 2030’ were reviewed. All were approved.
Bendigo Bank will lend for housing in the poorest, riskiest, and most isolated places in Australia rather than a mining area.
This is not about risk, this is about social engineering.
Bendigo and Adelaide bank are publicly-listed Australian companies. They have a fiduciary duty to their shareholders to act in their best interests, not indulge their own prejudices.
As Dale points out, the embarrassing thing is that Bendigo, the city from which Bendigo Bank takes its name and where it has its head office, was built on gold mining.
If people cannot finance their home purchases these towns will die. This is a deliberate and possibly criminal attempt by the Bendigo Bank to destroy mining in Australia by destroying the towns that support the mines.
Once an area loses housing credits and mortgages the bank in that area can be closed, using the lie that there is no longer the demand for the branch. The truth is the banks are creating the lack of demand by withdrawing key banking services and engineering the closure.
Do you hear a peep out of the leadership of the Nationals or the Liberals about this? No of course not.
Opposition Leader Sussan Ley and Nationals Leader David Littleproud take their orders form the same predatory merchant banks that Bendigo Bank does. The Liberals, in particular, have overseen this destruction of retail banking in Australia since the time of Prime Minister Howard.
Only One Nation will fix this profiteering and control agenda by creating a People’s Bank.
It was a pleasure to speak at an “Australians for Better Government” event on the Gold Coast, where we discussed Australia’s political future.
At the end, I got a warm standing ovation — clearly what I shared struck a chord with everyone there.
Note: This is a re-record of my original speech.
Transcript
Love. Care. Reason. Traits unique to our human species. Everyone in this room is proof humans care. We survived years of infancy and childhood when completely dependent.
Thank you to Australians for Better Government, organisers, speakers, audience, viewers, my wife Christine and Pauline who is the only politician who didn’t run from my climate work and instead came to me.
I’m excited. This is about restoring human potential and progress.
I’m proud to be here because we all have pride in our country. WE ALL want OUR country to be much better.
I’ll clarify my speech’s goal for you. The one thing I want everyone to remember is: why I detest most politicians, yet love and admire humans.
This matters because it’s the key to restoring our country, lifestyle, standard of living.
The second thing I want everyone to remember is that we’re told the biggest purchase of our life is our house. That’s wrong – taxes, fees and levies make our biggest purchase government.
Are we getting value?
The direct cost of government is taxes. The direct cost of government waste is excessive taxes. The INDIRECT cost of government is failed or destructive policies choking productive capacity, driving waste, killing initiative.
120 years ago, our country had the world’s highest per capita income. What the hell happened?
I’ll share what I’ve done for 18 yrs on a key issue – climate fraud – in the senate and before the senate.
Starting in 2007, I worked voluntarily for nine years researching climate science – pursuing Empirical Data in Logical Points to understand Cause-And-Effect. Thank you, Christine. Then, I researched the corruption of climate science leading to the UN. And to drivers behind the UN’s climate politics – the World Bank, IMF, World Economic Forum, global banks, global wealth funds like BlackRock.
Then to motives. And to beneficiaries. Stealing money from Taxpayers.
I held people accountable – politicians, journalists, academics, agencies.
For another nine years from 2016, as a senator I held organisations and ministers accountable – climate and energy agencies, departments. Using my initiative and Question Time, Senate Estimates, speeches, letters.
(I’m feeling vulnerable, anxious. Right shoulder and hand tremor. Look beyond it and pay attention to my words).
I’ve written a speech because I’ll be covering a lot of ground and want to respect your time.
So, what’s the core climate claim? Climate alarmists claim carbon dioxide from human use of hydrocarbon fuels – coal, oil and natural gas – and from farming animals for food, is raising atmospheric carbon dioxide levels – which they claim will raise temperature for catastrophic warming in some distant unspecified future.
That’s the basis for claimed solutions with devastating impacts on society:
- Taxing and controlling farming and food – to stop raising animals, including stealing property rights to control land use and control citizens.
- Taxing and controlling energy.
- Pursuing UN Sustainable Development Goals to control every aspect of people’s lifestyle and life: what we eat, energy, travel, finances, homes.
All claimed to be based on science.
So, what’s science?
When done properly, science investigates and explains our physical world. Science is the systematic objective study of our physical world through observation, experimentation and testing of theories against the EMPIRICAL DATA. Hard data in LOGICAL POINTS proving CAUSE-AND-EFFECT. SCIENTIFIC PROOF needs Data in Logical Points proving Cause-And-Effect.
Graduate Engineers like I are trained in science because we apply science. We understand scientific proof because it prevents us killing people.
My science training includes geology and atmospheric gases – two of the most important topics of climate science.
To understand empirical data, we need to understand variation. There’s variation in everything. There are two broad types of variation:
- Inherent natural variation
- Process change
- Plus, Cycles – some daily, others 150M years
Time frames are important. Daily variation in temperatures is huge. Seasonal variations can be large. Yet over a 30-year climate cycle temperature may be consistent.
So, let’s define the problem.
Every person, business, employer uses and relies on electricity, petrol, diesel – at home. And at work. Australia has gone from having the most affordable power to having one of the world’s highest power prices.
The key to global competitive advantage is having the lowest power price.
China uses our coal to generate electricity for 12 cents per Kilowatt Hour [8 c/KWh]. We pay 26 to 33 cents per Kilowatt Hour.
Consider Parliament
From 1996 to 2007, John Howard’s Liberal-National government committed to comply with the UN Kyoto Protocol introducing HIS solar and wind Renewable Energy Target, HIS National Electricity Market that’s really a National Bureaucratic Racket, stealing farmer’s property rights, and being the first major party to promise a Carbon Dioxide TAX policy.
All claimed to be based on “climate science”.
Yet 6 years later, in 2013, Howard admitted in distant London that “on climate he is agnostic”. HE DID NOT HAVE THE SCIENCE.
Since then, the LNP introduced every major climate and energy policy. Labor then accelerated each.
As a senator, I wrote letters to 10 Members of Parliament. All confirmed in writing they had NEVER been given scientific proof.
I wrote letters to another 19 senators who advocate cutting carbon dioxide from human activity. Four replied. NONE provided scientific proof.
The Greens and others refused to debate me – Larissa Waters in 2010, in 2016, and repeatedly from 2019.
Waters is a lawyer and makes many false and unsubstantiated claims, and misrepresents climate. She’s never provided scientific proof.
Members of Parliament like David Pocock show no understanding of science. His donors include Climate 200 with huge conflicts of interest.
They invoke so-called “experts” and other logical fallacies. They use emotion especially fear and catchy slogans. They have no scientific proof. Greens repeatedly lie, misrepresent, and sideline science with personal attacks.
From 2007 to 2016, I sent hundreds of Registered Post letters to Ministers and politicians. Most MP’s don’t know what’s science. Others lie. Others are cowed, gutless.
Why? Let’s see why they never present scientific proof.
CSIRO and What it Calls Climate “Science”
My 2013 Freedom Of Information request revealed that no CSIRO Chief Executive had sent a climate report to any MPs, Ministers, parliament.
My 2013 Letter to the CSIRO Chief Executive and to the head of CSIRO’s climate team produced no scientific proof. And their replies were evasive.
In 2016 in the senate, my first action requested CSIRO’s Climate team to provide scientific proof that human carbon dioxide needs to be cut.
At CSIRO’s first three-hour presentation to me, CSIRO’s climate chief stated – CSIRO has NEVER said that carbon dioxide from human activity is a danger.
He said, quote: “Determination of danger is a matter for public and politicians”. Yet politicians say it’s a danger. And say the CSIRO advised them.
CSIRO acknowledged to me the need for empirical data as scientific proof – yet failed to prove that human carbon dioxide causes climate change.
CSIRO admitted it lacks empirical data in logical scientific proof. Instead of physical data, CSIRO relied on unvalidated, erroneous computer models.
After 50 years of so-called research, CSIRO presented just ONE paper on temperature: Marcott, 2013. CSIRO used it to claim today’s temperatures are unprecedented. Yet Marcott himself had previously admitted his paper’s twentieth century temperatures are NOT robust and are NOT representative of global temperature.
CSIRO’s temperature graphs were all over the place. Some showed the 1998 El Nino peak which in other graphs disappeared.
On carbon dioxide, CSIRO presented just ONE paper: Harries, 2001. It did NOT support CSIRO’s claim of unprecedented levels of atmospheric Carbon Dioxide. We made CSIRO aware of the paper’s flaws that made it unscientific and statistically invalid. CSIRO admitted NOT doing due diligence on reports. Nor on external data.
At CSIRO’s second three-hour presentation, CSIRO confirmed today’s temps are NOT unprecedented.
CSIRO presented Lecavalier’s 2017 paper on temperatures, which our team showed is hopelessly flawed. CSIRO acknowledged that, effectively withdrawing it. And the authors withheld data from our scrutiny.
CSIRO presented a second paper on Carbon Dioxide: Feldman, 2015. It refutes Harries’ paper that CSIRO presented earlier. We showed CSIRO that Feldman’s paper is flawed. CSIRO acknowledged, effectively withdrawing it.
At CSIRO’s third presentation, CSIRO claimed RATES of temperature increase are unprecedented. Yet NASA satellites reveal temperatures are essentially flat and have now been flat for 30 years.
CSIRO presented five new references on temperatures. Some contradicted others. All were nonspecific. Scientifically useless. CSIRO never specified the effect of human carbon dioxide on climate. Thus, there’s no basis for policy cutting carbon dioxide.
We devoted eight hours listening to, and cross-examining CSIRO across three presentations with no scientific proof.
Internationally, 18 eminent scientists and statisticians confirmed CSIRO’s material is NOT adequate for policy.
CLEARLY CSIRO had never presented a climate report or presentation containing scientific proof. CLEARLY no one had held CSIRO accountable on climate – ever. Yet CSIRO Chief Executive is paid more than a million dollars per year.
Former CSIRO Chief Executive Dr Megan Clark was on two banks’ Advisory Boards – Bank Of America Merrill Lynch and Rothschilds Australia, both seeking windfall profits from Carbon Dioxide Trading.
Conflicts of interest?
At Senate Estimates hearings, CSIRO has never presented scientific proof for Australia’s climate and energy policies. We need a real scientific debate that CSIRO and parliament avoided.
Bureau of Meteorology (BOM)
My 2013 Freedom Of Information request revealed that BOM sent 17 documents to MP’s and Ministers. Many were just one-page broad, general UN updates. None contained scientific proof.
My 2013 letters to BOM executives produced no scientific proof and whose replies instead unscientifically claimed a consensus.
BOM has been exposed for tampering with temperature data. Repeatedly. Example – temperatures at Rutherglen weather station in Victoria were changed from a long-term cooling trend to concocting a warming trend. And many other weather stations. Other temperature data adjustments have been made under the label “Homogenisation“. With no audit. Fabricating warming.
BOM displays omit the 1880’s/1890’s that were significantly warmer than today. Heatwaves back then were longer, hotter and more frequent. BOM’s not aware of many station Meta data errors.
In Senate Estimates hearings BOM has never presented scientific proof nor any scientific basis for climate policy.
Australia’s Chief Scientist
In 2017, I organised a personal meeting with Chief Scientist Alan Finkel and Science Minister Arthur Sinodinos. After taking just a few questions Finkel admitted he does NOT understand climate science. Yet governments used him to publicly speak as if he’s a climate expert.
We then requested and he promised a four-hour presentation and discussion covering scientific proof and specific references. A date was agreed. Soon after he cancelled and failed to set a new date.
No Chief Scientist has provided scientific proof.
United Nations Intergovernmental Panel on CC – UN IPCC
Both major parties, the Greens and Prime Ministers cite UN IPCC reports as the basis for climate policy. The UN has no scientific proof for its claims of warming and climate change. And no specific effect of cutting human carbon dioxide. Thus, the UN has no basis for climate and energy policies cutting human carbon dioxide.
The UN has no scientific basis for its temperature targets – initially fabricated at 2 degrees Celsius and later 1.5 degrees.
Both the UN IPCC Chair and Prime Minister Kevin Rudd claim 4,000 scientists said in the UN’s 2007 report that human carbon dioxide caused global warming. Yet the UN report’s own figures show only five UN reviewers endorsed the claim. And, there’s doubt they were scientists.
CSIRO is a major contributor to UN climate reports.
UN climate research excludes natural climate drivers. The UN defines “Climate Change” as studying only theories of man-made climate change. Ignoring and excluding natural drivers of climate.
The key graph driving the UN’s reports was the infamous “Hockey Stick” temperature graph scientifically proven to be fraudulent. Instead of scientific proof, UN reports rely on unvalidated, erroneous computer models. With outputs falsely labelled as “data”!
The UN told us that no UN report states carbon dioxide to be a pollutant. Because it’s not a pollutant, except in politicians’ speeches. UN Lead Authors rebelled against the UN’s corruption of climate science, yet the media did NOT report it. The UN, after initially hyping extreme weather to scare people globally, now projects no increase in so-called “Extreme weather” events.
The UN IPCC is a political entity pushing political goals.
The senior UN bureaucrat Maurice Strong fabricated both global warming, and later climate change. His stated life’s aims were to:
- De-industrialise Western civilisation, and
- Install an unelected socialist global government.
He said:
“humanity is the enemy.”
He was a co-founder and Director of the Chicago Climate Exchange seeking to make trillions of dollars from global trading of Carbon Dioxide Credits. American police sought Maurice Strong for crimes, and he went into self-exile in China, a major beneficiary of the west’s climate and energy policies.
UN senior climate bureaucrats like Figueres and Edenhofer admit the climate agenda is NOT about the environment. It’s about changing society and economics.
“a New World Economic Order”.
It’s all about control and wealth transfer from we the people to globalist corporations, investment funds, banks, aligned billionaires and the UN.
NASA’s Goddard Institute for Space Studies G.I.S.S. (GISS)
Head of NASA-GISS climate group, Gavin Schmidt, admitted to me in writing that what GISS had previously claimed as four nations’ independent temperature graphs are NOT independent. All four used the same base data and each then made separate ”ADJUSTMENTS”. When I pointed out his accidental admission he stopped corresponding.
I held him accountable for NASA-GISS fabricating Iceland temperature records. Indeed, NASA-GISS has created temperature data in places where it’s NOT measured.
NASA executives, scientists and astronauts wrote a scathing letter to NASA’s head pleading with him to stop GISS from corrupting climate science.
NASA-GISS has never presented scientific proof that human carbon dioxide needs to be cut. Other agencies prominent in claiming or inferring that human carbon dioxide needs to be cut have never provided scientific proof.
ALL depend on government funding.
- America’s National Oceanic & Atmospheric Administration.
- The British Meteorological Office’s Hadley Centre with its HadCRUT dataset – the basis for the UN climate report.
- Australian Academy of Science – who I held accountable in writing.
Ross Garnaut’s 2008 Garnaut Review admits his influential report has no Scientific Proof. Despite his massive conflicts of interest, the Rudd government often used Garnaut’s review to justify climate & energy policies.
No university. No scientific society. No agency. No government. No journalist. No NGO – not Greenpeace, WWF, Climate 200. No celebrity. No company. No industry group. No politician anywhere has provided scientific proof.
Federal government energy agencies and departments currently crippling Australia’s energy grid have never provided scientific proof. Nor specific scientific basis for policy.
I conclude that some climate academics are really activists misrepresenting climate science while having substantial conflicts of interest, including being on government payrolls. In my view, these include Tim Flannery, Will Stefan, David Karoly, Ove Hoegh-Guldberg, Lesley Hughes, Kurt Lambeck, Matthew England, Andy Pitman and Stefan Lewandowsky.
Summary
Canadian Climatologist Professor Tim Ball, with 40 years holding alarmists accountable, said I’m the ONLY member of parliament or Congress anywhere in the world to hold a government climate agency, CSIRO accountable. Marc Morano confirmed. This is not said to brag. It shows that most western politicians and governments have gullibly swallowed or ignorantly supported climate fraud.
Across parliaments, politicians – like many people – bow to groupthink, party dictates and peer pressure to meet an ever-present need to belong.
Former senior American Senator James Inhofe was about to vote for a Carbon Dioxide Emissions Trading Scheme, as the basis for a global Carbon Dioxide Tax, when Morano showed him it’s part of UN Agenda 21 to lock up land across America. At the last minute, Inhofe stood up and rallied opposition. The American Senate rejected the scheme, and the world was spared the UN’s global Carbon Dioxide Tax.
All scary forecasts of climate catastrophes have failed. Polar ice caps, storms, Great Barrier Reef, polar bears. Yet here in Australia, the Greens, Labor, Liberals, Teals and Nationals say they rely on CSIRO, BOM, UN, NASA-GISS for climate and energy policies including the UN’s Paris Agreement and Net Zero.
What Does Nature Tell Us About Climate Variability?
Analysis of our 24,000 datasets worldwide show no process change in any climate factor. Just inherent natural variation. And, natural cycles.
The last 30 years of data from NASA satellites measuring atmospheric temperatures show no warming despite ever-increasing production of carbon dioxide from China, India, America, Russia, Europe, Brazil.
The longest temperature trend during industrialisation is 40 years of COOLING from the 1930’s through 1976.
Carbon dioxide is essential for all life on Earth and is classified as a trace gas because, at 0.04% of Earth’s atmosphere, there’s bugger all of it. Nature controls the carbon dioxide level, regardless of Humans, as major global recessions in 2009 and 2020 proved. And as shown in seasonal variation of atmospheric carbon dioxide levels.
Our atmosphere COOLS the land and ocean surfaces through conduction and convection, latent heat of evaporation and condensation and finally radiation. The atmosphere does NOT and CANNOT warm our Earth.
Natural drivers of climate variability include Galactic, Solar, Planetary, Earth’s surface topography, atmospheric, water vapour, oceanic, regional decadal cycles, biological, regional changes to vegetation, interactions.
Conclusion
Climate and energy scammers prey on people’s ignorance of variation to falsely portray natural variation as process CHANGE.
It’s NOT climate CHANGE. It’s natural climate VARIABILITY.
Alarmists are preying on people’s ignorance of Science.
In many people – especially politicians – Groupthink and peer pressure cripple reasoning. And override care.
There’s no need to worry about warmer climate. INSTEAD, worry about governance.
Application of Fraudulent Climate Claims
CSIRO’s fraudulent “GenCost” report grossly understates the cost of changing to Solar and Wind, the most expensive forms of energy generation.
CSIRO’s fraud is based on flawed assumptions about: sunk costs, interest/ discount rates, generator life expectancies, estimates of costs to build, unspecified firming costs, unknown pumped-hydro costs, …
The Liberal Labor Uniparty fail to closely scrutinise CSIRO’s GenCost report.
Solar and Wind consume enormous resources and energy during manufacture – making them expensive.
Eking energy from low-density sources makes them very expensive.
Plus, they return humanity to dependence on the vagaries of weather when promoters claim future increased weather variability.
They’re not suitable for an industrial economy such as Aluminium smelting.
Subsidies are essential and reduce national productivity and wealth creation making solar and wind parasitic.
Solar and Wind are reversing Human Progress.
There’s no scientific, economic, environmental, social, or moral case for Solar and Wind.
Who’s responsible?
Almost the whole parliament. And the federal bureaucracy.
They’re getting away with it because people are dumbed down on science. And have yet to feel the huge pain of higher electricity prices.
Members of Parliament avoid data and are not scientifically literate.
And on that is based the destruction of our economy, our country.
Other Governance Failures
The same people driving the lie about Nature’s trace atmospheric gas essential to all life on Earth, are driving other governance failures:
The Covid response across western nations.
Money and banks.
The tax system.
The Anti-Human scam: which I may discuss in more detail later
Summary
Every major problem is created in Canberra. Or is worsened there.
The core problem is that most politicians simply do not care, and are ignorant, dishonest, fraudulent, stupid or gutless.
Shoddy governance avoids or contradicts data. Instead, the Lib-Lab Uniparty uses emotion, fear, headlines, paybacks for donors and vested interests.
They justify theft from the people and cede sovereignty.
History shows government is prone to being a vehicle for transferring wealth.
How? Our constitution is armed to prevent this.
Pamela Meyer in her book “How to Spot a Liar” said, quote: “Lying is a cooperative act … Think about it, a lie has no power whatsoever by its mere utterance. Its power emerges when someone else agrees to believe the lie.”
The people have abdicated. We, the people unwittingly ceded our authority over parliament. THIS MATTERS BECAUSE IT’S THE KEY TO RESTORING OUR COUNTRY.
In Australian politics, love, care, reason and truth have been pushed aside for ego, betrayal and illogical contradiction of data.
Reason has given way to subtle control, theft, aggression and suppression.
Western politicians are reversing 170 years of remarkable human progress.
Our society, our western civilisation is in decline.
Politicians across many western parliaments have betrayed our species.
People Need:
- Leadership that serves the people – based on solid data.
- Freedom for personal enterprise with a small central government as Australia proved early last century. Instead, we now have less freedom than Eastern Europe and less enterprise than in China and Vietnam.
- In current governance, what’s worth keeping?
- Appreciation for what we have is important. Let’s keep what works.
- In our Constitution the people are paramount – yet Australians are not active participants in democracy. Australians for Better Government says people should take the lead in restoring sound governance. I agree.Our constitution is not perfect, yet is largely fine.
- The Senate is designed as a House of Review – yet political parties sidelined this role.
- States are constitutionally responsible for most services. With that comes Competitive Federalism bringing choice and accountability. A marketplace in governance. That’s been derailed and led to an unaccountable bloated central government with the power of the purse.
- Our constitution is based on Christian values – truth, freedom, respect, yet woke ideologies supplant these.
- Australia has abundant resources – yet lacks leadership and vision.
Some Broad Solutions
- Start with restoring compliance with our constitution. Shrink central government to fit the Constitution. Return to Competitive Federalism with states providing most government services. This will restore the marketplace in governance, essential for accountability. Enshrine free speech & Medical Rights in our constitution. Adopt Citizens Initiated Referendum to hold MP’s accountable.
- Realise free humans are wonderful. The source of all enterprise and progress. Despite each of us being imperfect, remember that generally humans outside parliament do care – once we’re aware something needs action. Be pro-human. Proudly pro-human. My experience in Australia, India, America, China, Korea, Japan, Britain, Canada & other nations overwhelmingly proves that humans love to contribute when work is worthy. In meaningful work, people take responsibility and opportunity to contribute. When taking initiative to start a business, people need to share in the wealth created. Please awaken, stir and energise people to be active and to take charge.
- Get government out of people’s way. Shrink the federal government. Bulldoze Canberra, a self-perpetuating, productivity-killing PARASITE. We need to get government back to enabling people to fulfil their potential.
- SYSTEMS DRIVE BEHAVIOUR THAT IN TURN SHAPES ATTITUDES. We need to change governance systems to enable productive behaviours and culture.
Culture and leadership are the most powerful drivers of productivity, initiative, creativity, security.
Establish an Office of Scientific Integrity with public scrutiny of science on every policy claimed to be based on science.
We need to restore compliance with our constitution, reform our governance structure and systems and hold politicians accountable.
Australia needs real leadership. From leaders who CARE. And who want to do good, not just look good. Leaders with courage to make hard decisions and to communicate the benefits of those decisions in honest messaging that informs and excites people. Truthfully. Based on hard data.
It starts with we, the people. Since 2007 I’ve held MP’s, departments, agencies, academics, corporations and others accountable on climate. Because I detest politicians killing our country and stifling people.
We need to curtail politicians. And, we need to release the people. Freeing people to use our inherent personal enterprise.
We all want to restore our country.
I commend Australians for Better Government for your initiative.
The one thing I want everyone to remember is – why I detest most politicians, yet love and admire humans.
Instead of ego, betrayal and illogical contradiction of hard data, we need to change the governance and political SYSTEMS to restore Love, Care, Reason.
And truth.
To tap into human potential to restore human progress and abundance.
That’s OUR challenge. Restoring love, care and reason.
I dedicate this speech to Professor Tim Ball, Marc Morano, Tony Heller, my wife and family, all climate sceptics, all critical thinkers and to everyone here today.
References
Reference mat’l:
Factors driving climate—the dynamic sun radiating to a dynamic earth FACT There appear to be hundreds, perhaps many hundreds of factors affecting global climate. These operate across many scales including the following partial list (with those likely most significant in italics):
- Galactic – e.g. 150 million year cycle of our solar system passing through high cosmic wind radiation bands in our galaxy.
- Solar system and sun – These are many, varied and appear highly significant for climate including variations in sun’s solar output; output of solar particles; sun’s magnetic field polarity and strength; Earth’s orbit; solar system’s centre-of-gravity; Earth’s axis tilt and precession; sun’s polarity; sun spot cycles; moon’s orbit.
- Planetary – These appear to include Earth’s axis tilt; geotectonic and volcanic activity; many forms of energy including kinetic and magnetic; Earth’s polarity and movement of the poles; length of day; seasons of the year; volume of water in the global hydrological cycle; Earth’s geothermal heat flow; Earth’s interior heat source – vastly greater by many orders of magnitude than oceans as a heat sink.
- Earth’s surface – e.g. topography; Earth’s surface temperatures; seasonal variations in temperature; fires; relative differentials between regions around the Earth’s surface, especially polar to tropical; photochemical -dynamical changes; sea ice; sea level; Earth’s internal constitution.
- Atmospheric – e.g. variations in strength of Earth’s magnetic field – deflecting of photons; atmospheric water content; cloud cover; precipitation – rain, snow; variability in wind currents; lower and upper atmospheric temperatures and their relationships; natural aerosols (far outweigh human-made aerosols); ozone; natural mineral aerosols; atmospheric pressure; storm activity; auroral lights.
- Oceanic – e.g. ocean temperature; salinity; currents; sea surface temperatures; iron content; Earth’s tides due to interaction of sun and moon.
- Cyclic regional decadal circulation patterns such as North American Oscillation and the southern Pacific ocean’s El Nino together with their variation over time.
- Biological – e.g. marine phytoplanckton producing natural aerosols like sea salt and dimethyl sulphide; enzyme action of microbes;
- Nature’s large scale changes to vegetation.
- Interactions – e.g. of wind currents and ocean currents; conversion of energy forms (eg, from sun’s e-m energy to cloud seeds); environmental processes involving the interaction of climate, biological and geological processes and, at times, extraterrestrial bombardment by meteorites; area of snow cover; heat content and transfers spatially and vertically around and within Earth; heat transfers between ocean and atmosphere and between land and atmosphere;
- Water Vapour transfers spatially and vertically; release of volatiles at deep ocean vents.
- Human – e.g. relatively tiny human production of aerosols (eg, soot); aircraft contrails; land use. Due to Earth’s relative enormity, the impact of human factors is restricted to local and occasionally regional.
One Nation is the only party completely united in our belief that Australians deserve a better, cheaper way of life by ditching Net-Zero.
Groceries, power bills, insurance and running a small business can all be made cheaper.
Only One Nation can be trusted to put Australians first over what foreign, unelected organisations tell us to do.
Transcript
To get to what matters most in this debate over net zero, we just have to ask Australians some simple questions: is your life more affordable or more expensive over the last five years? Are you paying more or less for groceries? Is your power bill cheaper? How about the cost of a new car—how about your insurance premiums? Has your salary increased more than inflation? The answers are almost the same. It hasn’t gotten better; it’s far worse. All of these problems Australia is suffering from can be traced back directly to net zero policies.
This isn’t just a culture war, as some people try to write it off as; this is a fight for the survival and prosperity of all Australians. This is a fight to restore our country’s position as the envy of the world. Australia is the richest country in the world for resources. We have abundant energy resources. Australia is awash with vast amounts of proven coal, oil, natural gas, uranium, rare earths and critical minerals. We should have the cheapest power prices in the world, yet we pay more for electricity than the countries to which we sell our resources. Back in 2004, the energy white paper proudly boasted Australia’s average price of electricity as being just a touch over 4c a kilowatt hour—amongst the cheapest in the world. Now the average is 33c a kilowatt hour, just 20 years later. Japan imports most of its energy resources from Australia. Japan’s electricity used to be four times more expensive than Australia’s. Now, ours is 20 per cent more expensive than Japan’s—all because of net zero. Thank you so much!
We don’t make Fords, Holdens, Toyotas or Mitsubishis in this country anymore, because of net zero. Our steel mills, like the one in Whyalla, are going broke because of net zero. The copper smelters, like the one in Mount Isa, are shutting down because of net zero. Chocolate-maker Cadbury have said they may have to pull out of Australia because it has become undeniably expensive to manufacture in Australia. In the words of Matt Barrie, ‘Australia is about to be a country that cannot make a chocolate bar’—because of net zero.
Wind and solar pushers have been promising Australia that it’s the cheapest way to go. They’ve been saying it for 25 years, since the Renewable Energy (Electricity) Act was implemented in the year 2000, under John Howard, yet here we are today, facing desolation. With the largest amount of wind, solar, batteries and pumped hydro on the grid than ever in recorded history, life has only gotten more expensive. As the solar, wind, batteries and pumped hydro increase, electricity costs increase. This is the experience of every country that has gone down the path of net zero. As electricity gets more expensive, good jobs in manufacturing are getting shipped overseas and life gets worse for that country.
Why are grocery prices still going up when we have better technology and more efficient farms than ever before?
The answer is that the cost of energy is making your grocery bills more expensive. Anthony Albanese and Peter Dutton are equally committed to making electricity more expensive and increasing the price of food.
One Nation is the only party that will end net-zero policies to return cheap power and cheaper groceries to Australians.
Transcript
Yesterday, Richard Forbes of Independent Food Distributors Australia told the Australian newspaper:
As far as I am concerned, the government’s energy policy has and continues to increase the price of food.
Employers supplying food to major supermarkets and thousands of cafes, restaurants and pubs around the country have launched a revolt against the government’s energy policies, urging more gas and coal-fired power to bring down electricity prices.
The managing director of Western Australia’s largest independent food distributor said his company’s electricity bill had doubled in the past three years. This energy policy driving up food prices is called net zero. Prime Minister Anthony Albanese and opposition leader Peter Dutton are completely committed to the net zero policies that are driving up the price of your groceries. As part of that net zero policy, coal and gas generators are told to turn off completely whenever wind and solar decide to turn on, which is unpredictable.
The problem is coal-fired power stations are what’s called base-load power; they’re designed to run constantly, not to flick on and off like they’re being forced to now. That abuse leads to higher maintenance costs and, in the worst case, power stations failing, blowing up. Even with this unsustainable switching-on-and-off situation, the coal burnt in a coal-fired power station costs just $21 a megawatt hour. This financial year, solar and wind capital South Australia’s average power price has been $200 a megawatt hour, a bit under 10 times higher than a coal station’s fuel costs.
Instead of making coal stations flick on and off completely, run them continuously to provide base-load power, and electricity will instantly get cheaper and more reliable. Wind and solar can top up the rest—when they work—and households can keep using their own solar power—simple. Only One Nation will bring down power prices down and grocery bills to put more money in your pocket.
Electrification is an essential component of the Albanese government’s net zero strategy. It involves turning every device that consumes energy to electric: replacing petrol cars with electric vehicles, swapping gas cook tops for electric ones, removing gas hot-water systems in favour of electric, and even making barbecues electric. Everyday Australians will bear the costs of this insanity. To me, it’s unwise to place all our eggs in the electricity basket when we are reimagining our grid to depend entirely on weather-dependent generation. Yet, to the government, such heresy is “disinformation.”
Achieving electrification will require a massive upgrade to our electricity transmission network to meet the higher demand, especially from electric vehicles. However, even this alone will not achieve electrification, as there just isn’t enough generation capacity from wind and solar to ever meet the heightened demand. Consequently, the government is pursuing companion strategies.
First, people will be incentivised to purchase wall batteries to go with their rooftop solar systems, which will connect to the grid. To manage evening and morning peak demand, the government plans to draw power from these batteries, restricting users from operating power-intensive appliances like air conditioners and pool pumps.
If you have an EV, this strategy means the power stored in your wall battery—intended for overnight charging—will also be taken. There’s even a plan to plug EVs directly into the grid to draw any charge you may have managed to store in your battery if required to keep the grid working.
This won’t be enough on its own, so the government has introduced a new building code mandatory for new homes, which will add about $50,000 to construction costs. These changes include completely sealing homes to keep heat out, which may lead to moisture build up and mould.
Ceiling fans will replace air-conditioners, while rooms and homes will become smaller, ceilings lower and spaces more compact, with no garages and narrower streets, as people will not have cars.
Welcome to your future under electrification. Watch the video for more on this madness.
Transcript
Electrification is an essential part of the Albanese government’s net zero strategy. Electrification consists of taking every device that consumes energy and making it electric: petrol cars replaced with electric cars; gas cooktops replaced with electric ones; gas hot-water systems ripped out and replaced with electric; barbecues only electric—which is no fun at all. Everyday Australians pay the cost.
To me, it’s unwise to put all our eggs in the electricity basket when we are reimagining our electricity grid to rely entirely on weather-dependent generation. To the government, of course, such heresy is mere ‘disinformation’. I’m sure Minister Bowen is champing at the bit to declare any online critics of net zero as threatening the environment, leading to a ban on ‘disinformation’.
The truth is that electrification is something we must debate. There are real risks to the public, and the price tag is astronomical. So let’s start with safety. The internet is reporting that China has banned electric vehicles from underground car parks, following a Daily Telegraph story on the weekend. The inference is that the ban was from the government, when in fact the Telegraph made clear the ban was from car-park owners and from apartments above the car parks. It’s businesses acting to protect themselves and their customers. Local news reports that property owners were spurred into action after 11 intense battery fires in Hangzhou. The reports have revived fears in China that the new low-carbon-dioxide technology is more trouble than it’s worth. Definitely—yes, it is. One viral social media post involved a Hangzhou car showroom catching fire after a display car spontaneously combusted. It was a brand-new vehicle. There was no issue of faulty maintenance or handling. As has been correctly reported, the science is clear: ‘when EV batteries do overheat, they’re susceptible to something called thermal runaway,’ says Edith Cowan University academic Muhammad Zhar. This article goes on to say:
That’s when physical damage—
or a manufacturing fault—
triggers a chemical chain reaction within the battery.
It can be a short circuit. It can be a puncture. Or an external heat.
Such damage can lead to a high-temperature fire or toxic gas explosion.
“About 95 per cent of battery fires are classed as ignition fires, which produce jet-like directional flames. The other 5 per cent involve a vapour cloud explosion.”
That was written by Edith Cowan University academic Muhammad Azhar.
Recently, five cars were destroyed when a damaged battery fell from an EV parked at Sydney airport. A Tesla went up in flames on the road after contacting debris that fell from a truck near Goulburn. No ways have been developed of smothering a lithium-ion fire. The safest place for an EV is in the open air, where any fire can be contained until it burns out without destroying the property of others in the process.
Secondly, when it comes to electrification, the elephant in the room is cost. The process consists of rebuilding the national electricity grid, generation and transmission. Energex and Powerlink have identified emerging limitations in the electricity networks supplying the Brisbane CBD. The power grids in Brisbane and across Australia were not built for our modern population density and certainly weren’t built to take the full load of energy that’s now required to electrify houses, cars and businesses. They note corrective action is required to avoid network overload and to avoid load shedding—known as ‘brownout’—which is when the power is selectively switched off to houses and businesses to prevent a wider blackout. Smart meters will make brownouts easier, providing the ability for power companies to remotely turn off air-conditioners and power to living areas, leaving the kitchen circuit functioning to keep the fridge on. New houses are being built with that circuit arrangement. It’s control.
The cost to rewire the grid to convey solar, wind and pumped hydro from the point of generation to the cities and then rewire the city and suburban grid for the higher electricity demand has not been costed. I have asked the minister repeatedly in the last few weeks for those costings, and it is clear that none exist. Let me help the government. Visual Capitalist consultancy has done independent costings showing that the cost of rewiring the grid and adding firming—back-up batteries and pumped hydro—is about 30 per cent of the overall electrification cost, or $300 billion, on the consensus figure of Australia’s $1 trillion cost—which I think is about half of it.
In the electrification agenda, cost concerns relate to the national building code. The idea is to avoid having to rewire at least parts of the grid through lowering household electricity usage to make room for charging EVs in the existing power grid. The targeted production is 50 per cent less power—half of what you’re using. Remember that Australians are already using 10 per cent less power than five years ago. The Australian Building Codes Board has a rating system called NatHERS which rates housing standards from one star to 10 stars. The current code requires seven stars. The code includes a measure of whole-of-house energy efficiency, which rates your home compliance with a net zero ideology, including heating and cooling, hot water systems, lighting, pool and spa pumps, cooking and even plug-in appliances. Our Big Brother is poking their nose into every aspect of your home in the name of saving the environment.
The actual building code component of the building code calls for the sealing of homes to prevent outside air coming in. This creates issues with condensation, meaning mould, which other aspects of the code may alleviate—may. Clearly nobody involved in this new code has lived in a Queenslander-style home that relies on airflow to keep the house cool. The new ideology-driven code will add $50,000 to the cost of construction of a new home, partially offset through lower electricity costs. The reduction in electricity costs will not be a lot because your energy bill is composed mainly of a fee for poles and wires, margin fees and admin fees, not electricity usage. As I have explained, the poles and wires charge is going higher than Elon Musk’s spaceship.
The cost of the new code to everyday Australians will be massive. We have 11 million homes in Australia and, so far, only recently built inner-city apartments meet the code. A quick calculation: $50,000 per home times 10 million homes is a $500 billion theoretical cost. Not all homes will be done. Many will just be bulldozed and replaced with tiny apartments to house Labor’s new arrivals. Economies of scale may result. Yet the actual cost of building upgrades is expected to be 15 per cent of the transition cost. With a transition cost of $1 trillion, that’s building upgrades costing $150 billion. On the more likely $2 trillion transition cost, building upgrades will cost $300 billion. That’s money everyday Australians will have to pay or will lose when they sell a non-compliant property for a reduced price. In all the time I have heard net zero debated, the shocking cost of converting buildings has never been mentioned
And wait; there’s more! Converting transport—trucks, shipping and aviation—is not mentioned. It’s another seven per cent—$70 billion. Eight per cent of the cost is made up of hydrogen development, carbon dioxide scrubbing and industry conversion costs. Add another $80 billion. The cost of new generation to replace affordable and reliable coal power with weather-dependent solar and wind fairytale power is the remaining 40 per cent, or $400 billion. Remember, we already have this coal generation. Electrification requires us to shut down the generation we already have and build it over again in solar and wind. The problem climate change carpetbaggers are now running into is simply this: the best places for these things have been taken. New installations are going further out, requiring higher transmission costs and higher maintenance costs. Residents are starting to see the environmental damage caused to our native forest and animals, and to farmland. The resistance has started.
Let’s not forget wind and solar last for, at best, 15 years and then have to be replaced again and again and again. This means that every single industrial wind and solar installation will need to be replaced at least once before 2060, and more likely twice. The replacement process will be never-ending. Every 15 years the whole lot gets replaced again and again and again. The transmission network will require constant maintenance. Having added an additional 10,000 kilometres of poles and wires, the extra maintenance costs will remain in electricity bills forever. The truth is the public will never finish paying for net zero electrification.
The good people over at Visual Capitalist have given calculating the cost of net zero a fair crack based on data on US National Public Utilities Council. Their total cost to electrify Western countries before 2060 is US$110 trillion. Insane! Australia’s share of that is currently estimated at $1 trillion; however, looking through the US data, which is more advanced than ours, a cost as high as $2 trillion is much more likely.
The costings I’ve presented tonight are not firm. I hope they encourage the government to come clean with the costings they have to allow for an open, mature debate—one which asks: is it time to walk away and try something else? Like emission-free coal, for example. For a fraction of this money, we can simply retrofit coal plants with new technology that captures and converts carbon dioxide to useful products like fertiliser. Or stop collecting this because carbon dioxide is beneficial. For some reason, the government doesn’t want to talk about new coal plants. Hmmm; I wonder where that list of ALP donations is again? I suggest journalists go looking.
This energy fairytale is going to cost so much money it’s never going to happen. Australia can’t afford it. How can Australians who are struggling with the cost of living under Labor afford trillions for electrification? The further we get into this, the more stupid and the more dishonest the idea looks. Ideology-driven bureaucrats, politicians, academics and journalists have put us on a path to ruin. Climate change carpetbaggers will be this country’s death. The rorting, the boondoggles and the waste of taxpayer money is just getting started. One Nation will end the net zero electrification scam and make Australia affordable again. Net zero is a scam, and One Nation is the only party that will stop it.
Award-winning journalist & author, Peter Hitchens, exposes the Net Zero absurdity straight to the face of George Monbiot on BBC Question Time.
“…we didn’t just close down our coal fired power stations, we blew them up, we were so certain we were right to do so. At the same time, China even as we speak is building the equivalent of two new coal fired power stations a week. India has a vast expansion programme of coal fired power stations…”
“If you want to live in a country with Net Zero, if you where nobody can afford to heat their house where people have incredibly expensive and non functioning heat pumps inflicted on them, if you want lots of people to lose their jobs because there’s no energy, if you want to be cold all the time… then carry on believing that the demand to go for Net Zero… is intelligent and thoughtful.”
Queensland’s state-owned power grid reached into people’s homes 6 times and turned down 170,000 air conditioners.
It’s called PeakSmart limiting and they don’t tell you when they’ve cut your cooling — instead they tell installers and repairers in case you call them out thinking there’s a problem.
They hope you won’t notice… Have we reached Peak Stupid yet with the government’s Net Zero target?
Renewable energy is facing failure on a number of fronts, not least of which is merit. Engineers and energy regulators – even those who were once enthusiastic about solar panels, wind turbines and batteries – are showing signs of nervousness. The lights are flickering. The costs are mounting. And globally, raw materials are running short.
Read the full article here: Power to the people: the National Rally Against Reckless Renewables | The Spectator Australia
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