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A good idea has many parents—just look at the push to suspend costly National Construction Code changes. One Nation proposed it first, saving $50K per home. Now the Liberals and Labor are claiming credit.

Yet the real crisis is homelessness, driven by mass immigration policies started by the Liberals and turbocharged by Labor—over 500,000 arrivals a year while Aussies sleep in cars.

Only One Nation has a comprehensive housing policy. We would cut demand by stopping illegal immigration and visa abuse, ban foreign home ownership, slash construction costs by ending net zero and overregulation. On the finance side, One Nation would roll HECS debt into home loans and allow super to fund deposits.

It’s time to put Australians first.

Transcript

A good idea or a popular idea has many parents. A bad idea or an unpopular idea is an orphan. Well, look at this! One Nation came up with the idea of holding the National Construction Code changes—stopping them, suspending them—to save $50,000 per house in construction costs. That was One Nation, before the election! Now we see Senator Bragg taking ownership of it for the Liberal Party. Then we see the Labor Party coming up with the idea at the roundtable. Where did it come from? One Nation. We have a homelessness crisis in this country. Every major provincial city in Queensland has homeless people sleeping in cars. Working mums and dads are sleeping in their cars. They come home to see if their kids are still there. Why? Because the Liberal Party started mass catastrophic immigration under John Howard, and the Labor Party has turbocharged it now with over 500,000 new immigrants per year. 

That’s what’s driving the homelessness crisis. And only One Nation has a comprehensive policy for housing—working on the demand side, working on the supply side, working on the cost side and working on the finance side to reduce demand. To stop immigration, we would deport immediately 75,000 people who were here illegally and deport students who were not in compliance with their visas. On the supply side, we would stop foreign ownership of houses in this country—just stop them! We’d give them two or three years to sell and get out. Free them up. Many of those homes are locked. On the cost side, we would reduce regulations, stop the National Construction Code changes, and end net zero to reduce the price of energy. On the finance side, we would roll HECS debts into home loans and allow access to super accounts to get a deposit. Why can’t your super account invest in your own home when it can invest in other people’s homes? This is bloody ridiculous! 

I asked Mr Sivaraman, the Race Discrimination Commissioner, whether he stood by his comment that “the bile of racism” is spilling into public forums and many political debates. He confirmed that he does. I then questioned whether simply asking about migration intake numbers is racist, and he agreed that it isn’t necessarily so, though he warned that targeting certain groups can make it problematic.

I raised the fact that there are four million non-citizens in Australia while we have record homelessness, and that years of mass migration have put pressure on housing, schools, hospitals, and infrastructure. I asked if acknowledging these facts makes someone racist. Mr Sivaraman said linking migration directly to these issues is overly simplistic and can lead to scapegoating, though I clarified I never claimed migration was the sole cause—just a significant factor.

We discussed fairness for migrants themselves, who sometimes lose housing when new arrivals come, and the mismatch between the skills Australia needs and those brought in under migration programs. Mr Sivaraman agreed that failing to recognise migrants’ skills is a real problem and mentioned campaigns to address this. I pointed out that, in construction, only a tiny fraction of arrivals have the promised skills, which raises serious concerns.

— Senate Estimates | October 2025

Transcript

Senator ROBERTS: Mr Sivaraman, as Australia’s race discrimination commissioner, you say ‘the bile of racism’ is spilling out into the public forum and many political debates. Do you stand by that comment?  

Mr Sivaraman: Yes.  

Senator ROBERTS: Is questioning the migration intake numbers racist?  

Mr Sivaraman: In and of itself, it doesn’t have to be, no. It’s a question of what’s associated with that and whether certain groups get targeted.  

Senator ROBERTS: There are currently four million people in this country, our country, who are not Australian citizens taking up beds while Australians are homeless—there is record homelessness—after years of unprecedented levels of mass migration. We have been at record numbers for multiple years in a row. That’s not saying anything disparaging about those people who have arrived; that’s just a fact. It is just a mathematical fact that, if we continue to accept arrivals at the rate we are, our schools, hospital, dams, transport and housing are going to become even more overwhelmed than they are. That’s a fact. Is anyone who acknowledges that fact a racist? 

 Mr Sivaraman: I think to simply connect, in a very linear way, migration to the various problems that you’ve described would not be accurate. The problems that you’ve—  

Senator ROBERTS: What is inaccurate about it, Mr Sivaraman?  

Mr Sivaraman: The problems that you’ve alluded to, like housing and the cost of living, are complicated problems with many different sources. Migration is one of the many different factors that may or may not contribute to those issues. Directly linking them is something that I wouldn’t agree with, and it’s that simplification that often then leads to the scapegoating of migrants, and I think that can be problematic.  

Senator ROBERTS: Could you tell me how I’m scapegoating migrants, when I am one? And can you tell me how it’s simplifying the issue?  

Mr Sivaraman: It is a simplification of an issue if you directly say that there is only one cause for the significant problems that you’ve— 

Senator ROBERTS: I didn’t say there was only one cause. It’s the significant factor. 

 Mr Sivaraman: Even that, in itself, is a simplification. It can be any number of factors that contribute to those issues.  

Senator ROBERTS: We know for a fact that we’ve got record homelessness, and the government is bringing in record numbers of people year after year after year. They haven’t got anywhere to go, Mr Sivaraman. We even see migrants coming here, being given housing and then being turfed out when the next wave of migrants comes. Is that fair to the migrants?  

Mr Sivaraman: I’m not sure if I can take it further. Homelessness is obviously a serious and significant issue. Simply pointing to migration or migrants as the problem, or the cause of that issue is overly simplistic.  

Senator ROBERTS: What about the misalignment between the skills we need in this country for people to get straight to work and bringing in people without those skills and them not being able to find work? Is that dehumanising to the migrants? Is it dehumanising to the people here?  

Mr Sivaraman: Senator, I’m glad you raised that issue. I think there is a real problem with the failure to recognise skills, experience and qualifications of migrants, which often leads to people being underutilised and dampening their productivity in the workplace. I note that Settlement Services International are running a campaign now called Activate Australia’s Skills, because we do want to fully utilise the skills of migrants that come here so that they can contribute to our workforce. That’s a really important issue.  

Senator ROBERTS: But, if they don’t have the skills—for example, in construction, the government is bringing in, supposedly, construction workers with skills in construction, but only 0.6 per cent actually have those skills and experience. How are they going to build houses for the other 99.4 per cent?  

Mr Sivaraman: I’m unaware of the statistics you’ve quoted, so I can’t speak to those statistics specifically. But in a general sense there is a lot of research and data that shows that we have failed to recognise the skills and qualifications of migrants, and that is a significant detriment to the Australian economy.  

Senator ROBERTS: This is my final question before moving on to Dr Cody. I understand in your role as Race Discrimination Commissioner you are being paid $398,450 per annum—almost $400,000—plus 15.4 per cent super. Are those pay figures correct? Mr  

Sivaraman: I think that they would be, yes. I’d have to check the Remunerations Tribunal determination. 

Labor’s decision to slash the withholding tax for foreign corporate landlords from 30% to just 15% is a slap in the face to everyday Australians. While families struggle to buy a home, Labor is rolling out the red carpet for global giants like BlackRock, Vanguard, and State Street—offering them tax breaks to build rental stack-and-pack apartments that Australians will never own.

Let’s call it what it is: build-to-rent is build-to-never-own. It’s designed to lock Australians into a lifetime of renting from foreign billionaires, while those same corporations pay less tax than the hardworking people they’re renting to.

One Nation has been warning about this for years. We believe in the Australian dream—owning your own home, not renting it forever from a global landlord.

We stand with Australians, not greedy foreign corporations and parasitic predators driving the World Economic Forum and the United Nations agenda.

Transcript

Senator Bragg’s disallowance seeks to throw a spanner in the works of the build-to-rent scheme. That’s a very good thing and One Nation will be wholeheartedly supporting it. Foreign corporations used to pay a 30 per cent withholding tax on housing investments like build to rent. Labor cut that in half, to 15 per cent.  

Let’s be clear: this Labor government said to foreign, corporate landlords like BlackRock, State Street, Vanguard and first state, ‘We’ll cut the amount of tax you pay in half.’  

Forget the Australian dream of owning your own home. Labor’s dream is that you live in a stack-and-pack shoebox apartment paying rent to BlackRock forever, while those foreign corporations pay less tax than you do. That’s what build to rent means. 

Whenever you hear ‘build-to-rent’, remember ‘renting forever to a foreign corporation, a foreign corporate landlord and a foreign global wealth investment fund’. They’ll build homes, for sure, and Australians will never, ever own them—never. It’s built to rent forever. I’ll quote from the Economics Legislation Committee report into the Treasury Laws Amendment (Build to Rent) Bill 2024 and the provisions of the Capital Works (Build to Rent Misuse Tax) Bill 2024. The provisions of the bills include ‘reducing the final withholding tax rate on eligible fund payments—distributions of rental income and capital gains—from eligible managed investment trust investments from 30 per cent to 15 per cent, starting from 1 July 2024’. So there you go—a tax cut in half for those global, corporate, predatory investors, who own almost everything and are determined to own everything. I’ll say that again: they own almost everything and are determined to own everything. 

The report states: 

The draft legislation was adjusted as a result of this consultation to ensure the government’s policy objective of incentivising foreign investment in BTR— 

Build-to-rent— 

including affordable housing supply, is achieved. 

They are admitting that the objective of the bills is incentivising foreign and predatory corporations into owning your home. The report also states: 

The Property Council advised the 15 per cent tax rate for investment in housing is already available to Australian investors. The MIT— 

managed investment trust— 

withholding tax rate applies to withholding tax that goes back to overseas investors— 

Predators and parasites— 

but foreign investors can also capital partner with Australian investors. 

That is the most telling part of all. This bill would only change the tax treatment of foreign, predatory, multinational corporations. That’s all. There’s nothing for Australians. Australian companies could do it. Foreign companies pay a penalty—that’s a good thing. Yet the Labor Party of Australia would change that; you in the government would change that. Are Labor the party for Australia, or are they the party for global, foreign corporations? Build-to-rent answers that question clearly. Clearly Labor are for the foreign corporations like BlackRock, Vanguard, State Street and First State. One Nation, though, is for Australians owning their own homes. 

I’m going to do something a little unusual and quote extensively from the coalition senators’ dissenting report on the build-to-rent bills—an outstanding report. I hope you don’t mind, Senator Bragg. It goes to the very heart of what’s wrong with the new Labor Party: 

Build to Rent has had minimal cut-through in Australia because our tax settings are designed to favour individual, ‘mum and dad’ investors, not institutions. That is appropriate. 

This legislation seeks to tip the scales in favour of institutions through tax concessions, in order to make Build to Rent projects profitable for industry super funds and foreign fund managers. Labor thinks that institutions need a leg up over Australian first home buyers. 

Why? The report continues: 

Dr Murray was critical of the Bill’s attempted perversion of our tax arrangements: 

It’s not clear to me why local investors shouldn’t be advantaged over foreign investors in Australian housing. I don’t see that there’s a good argument … for levelling the playing field there. It’s not clear to me, if the intention is to attract super funds into this, why owning your own home via your super fund and renting your own home from your super fund is better than owning your own home and using that money to buy what is the best asset to own in retirement. 

That’s just like One Nation policy. The report goes on: 

At the public hearing, the Association of Superannuation Funds of Australia (‘ASFA’) suggested that Australians would prefer Black Rock and Cbus be the nation’s landlords— 

Really? You would? 

and described mum and dad investors as undertaking a ‘hobby activity’— 

How condescending; how arrogant— 

Senator BRAGG: Do you think the Australian people want to rent their house from a super fund? 

Mr Clare: I think that they would be very happy with institutionally owned residential property where there is an option of having longer-term tenancies rather than the more-typical-in-the-market situation where there is a lack of assurance of continuity of tenancy because it’s a small-scale, hobby activity for individual landlords. 

The report continues: 

This is the view of a vested interest. Most Australians would not agree with this proposal. 

Other witnesses did not share ASFA’s view. Grounded Community Land Trust Advocacy told the Committee:  

Senator BRAGG: Are you concerned that we are seeing a corporatisation of housing in Australia? 

Mr Fitzgerald: Absolutely. This is delivering horrifying results in the Northern Hemisphere, and this legislation makes no account of that— 

No account of what’s actually happening— 

It perplexes me that this government, which purports to be in support of labour— 

That is, workers— 

is allowing rent-maximisation strategies to come through unabated. Yes, I agree: pushing mum-and-dad investors out of the housing market will result in less competition— 

An oligopoly for the big fellas— 

What we’re seeing in the Northern Hemisphere is a horrific new software program called YieldStar, which in Atlanta coordinates rental increases for 81 per cent of rental properties. The board of supervisors in San Francisco has now banned this as a monopolistic practice— 

Yet you want to bring it in— 

There’s just nothing in this legislation that even prepares us for what’s coming. 

The report goes on: 

The Housing Industry Association pointed to the importance of Australia’s housing market maintaining a focus on individual ownership. 

Senator BRAGG: But isn’t it the case that the character of the housing market in Australia is largely focused on individuals? … Do you think that’s a good or a bad design feature? 

Mr Reardon: I think that is a very positive outcome, with the association and connection with home and with location, and a sense of place and purpose—all of those dynamics. 

This is reinforcing what we already know and what Senator Bragg has already discussed. Mr Reardon goes on: 

All the evidence shows that people who own their own home are far less likely to be incarcerated and more likely to be gainfully employed. All of the evidence shows positive economic, social and cultural outcomes. 

Personal responsibility is a cornerstone, a foundation of a safe and productive society. Personal responsibility enables and is the basis for a safe and productive society. 

Senator Bragg’s report then says: 

Australians are not interested in subsidising institutional investors. When asked what organisations would be the key beneficiaries of Build to Rent tax concessions, Treasury confirmed that foreign fund managers would be at the centre: 

There are a lot of foreign investors using the MITs because of the withholding tax concessions and other benefits from using that structure, but there can also be domestic investors using the MITs; they just get a different tax regime. Those investors will be working in partnership with commercial developers to develop these buildings. 

The report continues: 

Cbus Super has previously committed to scaling up in the Build to Rent sector, announcing a plan to scale up its portfolio to approximately $2 billion in apartments. 

Some of the most alarming evidence from the public hearing was that the passing of this Bill could see Australian taxpayers subsidising foreign governments in their investment in our housing market. Dr Murray warned: 

I find it interesting because we’ve already even got foreign investment funds doing build to rent. What’s even funnier is that the largest one is a foreign government. We’ve got the Abu Dhabi Investment Council, who owns the Smith Collective on the Gold Coast, which is 1,251 build-to-rent dwellings, and we’re now proposing to offer them a better tax treatment for something they’re already doing—through a foreign government. I find that a bizarre outcome of this proposed bill. 

It is bizarre. The report continues: 

Approaches like Build to Rent endeavour to emulate the corporate housing model which has seen a downturn in the United States housing market. 

Fund managers have become the predominant landlords in the US— 

I will digress from Senator Bragg’s dissenting report for a minute. The bankers in the United States said in the 1920s that their dream was a combination of predatory behaviour and legislation to get a monopoly and own every house that they could in the country—to control people—because once people have their residence at stake, they are easily controlled. The report says: 

Fund managers have become the predominant landlords in the US. According to the US Government Accountability Office (‘the GAO’), large institutional investors emerged following the global financial crisis, purchasing foreclosed homes at auction in bulk and converting them into rental housing. 

In 2023, corporate housing funds held $1 trillion USD in assets. In Atlanta, Charlotte and Jacksonville, institutional investors own 25, 18 and 21 per cent of the rental stock respectively. 

That is what you are wanting here. We don’t want it. The report continues: 

This corporate housing model, in order to generate a return on investment for institutional investors, relies on individuals being locked into a cycle of perpetual renting— 

This is exactly what we’ve been warning for the last five years. It continues: 

There is a growing consensus in the US that this model has failed and is hurting prospective first home buyers. Lawmakers from both sides of politics are introducing legislation to limit institutional investment accordingly— 

Watch what’s happening; this has failed— 

While the US is moving away from corporate housing, the Australian Labor Party is forcing Australians into it. 

Well, Senator Bragg, I’m not ashamed to admit we probably couldn’t have written it better ourselves; thank you. 

Build-to-rent is an abomination that destroys the Australian dream of owning your own home. One Nation raised this cruel reality years ago. One Nation rejects making Australians forever renters to a cartel of greedy foreign corporations. 

An honourable senator interjecting— 

Senator ROBERTS: Let’s see if you repeat that: One Nation rejects making Australians forever renters to a cartel of greedy foreign corporations, predatory parasitic corporations and parasitic predators driving the World Economic Forum and the United Nations agenda, on your conscience. All Australians should be able to work hard and one day own their own slice of this great, big, wonderful country with so much potential. Only One Nation has the policy to make this real for everyday Australians. 

Australia watched the Treasurer turn the cabinet room into a stage for business and union bosses instead of using it for real cabinet deliberation. The roundtable wasn’t about shaping policy—it was about rubberstamping what the government had already decided. Their attempt to link productivity to higher taxes collapsed, and Australians are left wondering why this government keeps chasing revenue instead of fixing its spending problem.

One Nation will fight the Albanese government’s tax hikes and end the wasteful net zero transition that’s draining billions a year while driving private enterprise away. We will restore fiscal sanity by cutting unnecessary spending, imposing an eight-year residency requirement for Social Security, and cracking down on fraud in agencies such as Centrelink, Medicare, the NDIS, and the PBS.

Smaller government and a sensible energy policy will deliver real productivity gains and prosperity for Australians—especially our young.

Transcript

Last week, Australia watched the Treasurer host business and union bosses in the cabinet room. The irony escaped the Treasurer—using the cabinet room to hold a policy debate cabinet itself should be doing. The usual suspects were not there to help form government policy; they were there to rubberstamp the policies the government intends to implement in this parliament. The roundtable even failed to achieve that. We know this because the ABC leaked the outcome of the week before. That communique remains in Treasurer Chalmers’s drawer, abandoned and unloved. The core intent—making productivity about taxation—failed.  

One Nation will oppose the tax hike the Albanese government will still try to introduce to cover its growing financial black hole caused largely through the increasing use of taxpayer money to pay for a net zero transition from which private enterprise is walking away—indeed, running away. This government doesn’t need more revenue; it needs to spend less money. One Nation will abolish the net zero transition, saving the government $30 billion each year in direct expenditure and generating that much again in extra revenue from a revitalised economy. One Nation will impose an eight-year residency requirement on access to social security, taking tens of billions of dollars off the cost of Centrelink, Medicare, the NDIS and the PBS and giving auditors and police a chance to investigate and prosecute the rampant fraud. Net zero insanity, deficit spending and throwing cash at new arrivals are robbing our children of their future.  

Smaller government and a sensible energy policy are where productivity improvements will actually come from. One Nation’s policies will restore wealth and prosperity for all who are here, especially our young. The Albanese government will just take your money and leave working Australians with less—much less. A One Nation government, though, will restore Australia. 

Transcript

I thank Senator McGrath for this motion, which One Nation supports. This government is flooding the country with new arrivals who need a bed to sleep in. Home construction is 500,000 homes behind, and this figure is not reducing; it’s growing. A sensible party would simply impose a moratorium on new buildings until housing catches up. That’s One Nation policy.

This, though, is not a sensible government nor an honest government. The roundtable received a proposal to force Australians with spare bedrooms to take in new arrivals or pay a penalty tax. Elderly Australians living in their family homes, with children moved out and bedrooms galore, are terrified of this idea. Current best practice is for the elderly to stay in their homes for as long as possible. Now they are to be turfed out through taxation and forced into retirement homes. In answer to my question on this topic to Minister Gallagher yesterday, I did hear a qualified denial. The minister did not rule the idea out, though; rather she used vague words like, ‘The proposal was not raised while I was in the room.’ Really? That’s not a clear statement. The idea must be dismissed and never considered again.

I would raise this simple question: what’s a bedroom? Does ‘bedroom’ mean any room that can be used to house a new arrival? Studies, rumpuses, garages turned into granny flats? Who will make these decisions? SBS, who promoted the idea, has clearly never watched Doctor Zhivago, a movie depicting life under Soviet rule, which depicted this very thing. The Soviets actually did this, so it’s an idea with precedent. Will the government include compulsion in addition to taxation? Will all those Australians who are buying their homes under Help to Buy or government guaranteed mortgages, who have the government as the shareholder or guarantor on the mortgage, be forced to comply? Will they? Who knows, because no-one is saying. They won’t deny it.

I call on the Prime Minister to rule out any new taxes on the family home, including land tax, bedroom tax and grave tax.

I’m an immigrant, and I love this country deeply. Like many others who marched in the March for Australia, I came here legally, embraced the culture, and built a life as part of the Australian community—not separate from it. We weren’t born here, but we’re proud Australians.

What we’re standing up against isn’t immigration itself—it’s immigration without assimilation. We’re tired of politicians pushing mass immigration without thinking about the social and economic hardship it causes. We’re fed up with being called racist or hateful just for wanting to protect our way of life, our jobs, and our communities.

Australians aren’t against migrants — we’re against policies that prioritise foreign workers over Aussie ones, that erode secure employment, and that replace permanent jobs with insecure subcontracting. Labor used to stand for workers, but now they’ve abandoned the working class in favour of globalist agendas, predatory billionaires and their corporate interests.

The truth is diversity is not our strength. Our strength lies in people from all over the world with different backgrounds coming together as Australians, respecting our laws, values, and culture. That’s the Australia I believe in – the Australia I marched for. If you love this country, if you want to contribute and be part of a united Australia, then join us.

Transcript

Immigration without assimilation is an invasion.’ So read the T-shirt that a lovely, older immigrant lady wore in the Cairns March for Australia on Sunday. Many of the tens of thousands of Australians who marched for Australia on Sunday were not born here. Like me, they’re immigrants. I spoke with marchers from all over the world, of every religion and skin colour. They are wonderful Australians who came here as migrants legally, who love this country and who have built a life in Australia, not on top of it—not those who impose their religion, their culture, their intolerance and their perpetual hate onto Australians and who marchers rightly criticised. Marchers criticised politicians and others who hate this country so much that they seek to flood Australia with like-minded arrivals to destroy our culture and to carve off religious and ethnic enclaves in order to divide us. The Australian public are not against immigrants. We’ve had a gutful of excessive, mass immigration—a simple distinction that the unhinged rants from Greens and Labor senators yesterday were designed to cover up. I appreciate the far left in this country have disappeared up their own nobility complex and have completely abandoned any pretence of democracy, decency or civil discourse. Vile, unhinged abuse devoid of facts—indeed, devoid of any relevance to the motion I presented yesterday—doesn’t work on One Nation. It doesn’t work on our supporters and it doesn’t work on those who attended the many marches for Australia. Our beautiful country can embrace and lift up only so many people before the economic and social costs cause the elastic of society to snap back, which is the process you’re watching with confused looks on your faces and fear in your eyes. 

The immigration debate is not an argument about someone’s past nationality, religion or skin colour. It’s an argument about wealth, opportunity and security. Former Labor prime minister Julia Gillard knew this to be true. In an address to the University of Western Sydney in March 2013, then prime minister Gillard promised Labor would ‘stop foreign workers being put at the front of the queue, with Australian workers at the back’. She said: 

We will support your job and put Aussie workers first. 

What a difference 10 years makes! Now those foreign workers are being advanced to the front using DEI, and Australian workers are being told not to apply. Often, the application is not even for a job with secure employment, an award or guaranteed conditions. In the new Australia, jobs are now a subcontracting arrangement requiring an Australian Business Number, an ABN. A microbusiness with a single customer—the same business which used to employ Australians on permanent employment, with awards protecting wages and working conditions—is no more. In just 10 years, the Greens have pushed Labor so far to the left they have abandoned their working-class base, embracing a UN/World Economic Forum sustainability agenda which gives their members less and foreign, predatory billionaires more. 

It’s no surprise that marches included members of the AWU, the CFMEU, the ETU and other unions who’ve seen their wealth, opportunity and place in Australia be reduced. Labor has failed to defend Australian workers from employment arrangements that destroy the standard of living of everyday Australians. Instead of listening to the public, rightly complaining, Labor came into this place yesterday and ranted against One Nation. They name-called, lied and misrepresented out of confusion and fear. One Nation has a message for this government: go back to your masters at the World Economic Forum, go back to your owners—the world’s predatory billionaires—and tell them Australia has had enough. We’re not going to be ground zero for your evil plan to tear apart Australian society, culture and cohesion and rebuild in the image of the World Economic Forum. Everyday Australians want our country back. Our success is inevitable because our Australia, built on family, on community and, yes, on national pride, is paradise compared to your ugly vision of a society based on an ever-changing agenda relying on intimidation and bullying. 

Harvard political scientist Robert Putnam found that the greater the diversity in a community the less they volunteer, the less they give to charity and the less they work on community projects. A massive new study based on detailed interviews of nearly 30,000 people across America supports those who marched on Sunday. In the most diverse communities, neighbours trust one another about half as much as they do in the most homogeneous settings. The study found that virtually all measures of civic health are lower in more diverse settings. Ask the five tight monocultures—Japan, Taiwan, China, South Korea and Singapore. Diversity is not our strength. Our strength is Australians who’ve come here from all over the world, with different races and religions providing different perspectives on life, working together as a community of Australians old and new. One Nation welcomes anyone who loves our country, who wants to join in and who wants to pull their weight, follow our laws and, in so doing, lift themselves up. If that’s the Australia you love, please join One Nation and help us reverse the decline of our beautiful country. 

Australia’s migration program is failing to deliver the skilled workers we were promised.

An analysis shows that in 2023-24 only 12% of permanent migration spots went to skilled workers — and 0.09% to tradespeople. Meanwhile, the housing crisis worsens.

The system is broken!

— Senate Estimates

Transcript

Senator ROBERTS: Thank you for appearing tonight. I want to go to an analysis of the migration program—it’s an analysis done by Emeritus Professor Peter McDonald and Professor Alan Gamlen, who are affiliated with the Migration Hub at the ANU—and also a comment on their analysis by Leith van Onselen, the economist, who says of the report:

Australia’s immigration system is unskilled and broken.

They say, ‘In 2023-24, the permanent migration program’—185,000—’delivered just 166 tradespeople, negligible against national needs.’ The report also shows that just 12 per cent of places in the nation’s permanent migration program are going to skilled workers. Instead, many of these place are being allocated to members of skilled workers’ families. Zero point zero nine per cent of new permanent residents are in the trades. Australians have been promised that the migration program is to fill skills shortages to fix the housing crisis, and that’s being used to justify hundreds of thousands of arrivals—millions over the last few years. Yet now we know that just 166 tradies arrived in one year. Why is your department failing to make sure the people who are granted permanent places in Australia are actually skilled?
Senator Watt: Maybe the place to start, Senator, is what figures the department has around—there was a little discussion about this earlier in a session you weren’t here for, but maybe that’s a decent place to start.

Ms Sharp: Certainly. Thanks, Minister. Going very specifically to primary visa applicants who work in the construction sector, in 2024-25 there were 15,524 skilled visas granted to workers in construction.

Senator ROBERTS: Excuse me—what was the total migration that year?

Mr Willard: 185,000.

Senator ROBERTS: 185,000?

Ms Sharp: That was the permanent program, Senator, yes. Of that permanent program, 8,741 were skilled workers in the construction sector.

Senator ROBERTS: That’s about four per cent.

Senator Watt: But very different to the numbers you were just quoting, Senator.

Senator ROBERTS: Depends how they’re classified, Minister.

Senator Watt: Well, I think you gave a figure of 150-something—

Senator ROBERTS: 166.

Senator Watt: Yes, whereas the actual number is over 8,000—so, pretty big difference.

Senator ROBERTS: We can argue about the accuracy because it depends on the classification, but keep going.

Mr Willard: Senator, I’d add that the permanent program—it’s roughly two-thirds allocated to the skilled program. You are correct that the skilled program includes the primary applicants and their immediate family members, and there were 132,148 places delivered in that skilled program in 2024-25.

Bendigo and Adelaide Bank deny home loans to mining communities

Australian banks are the world’s most profitable, raking in $30bn in profits last year. Much of this was sent overseas to their foreign shareholders, including the usual suspects – Blackrock, First State, and Vanguard. In total, Australian banks paid $27 billion in dividends, of which 26% or around $7 billion was sent to foreign-owned corporations.

Every dollar which goes overseas in dividends is a dollar Australia never sees again, reducing our GDP and making us all poorer.

In this Parliament, One Nation will introduce legislation to create an Australian People’s Bank, with 100% Australian ownership and a Banking Code of Practice which gives customers rights and protections that have been removed from the code being used by Australian banks.

Rural and Regional customers will benefit the most, with many Australian towns no longer having a single bank branch.

Banking greed, dishonesty, and profiteering is something I have been working on since coming into the Senate in 2016.

In 2017 One Nation were successful in creating a Select Committee on Lending to Primary Production Customers. It was obvious to the Senate the banks were screwing over the bush.

Specific issues raised by the Inquiry have been substantially addressed although remediation has not occurred. The big banks are behaving more responsibly in their lending practices as a result of this Inquiry and the Royal Commission that followed.

While lending practices have improved, the banks have turned to other schemes to make their excessive profits.

One area of great concern, one which will be corrected by a People’s Bank, is the closing of bank branches, forcing customers online.


In the last 10 years 2,500 bank branches have closed


I have written about the effect this has before. Today there is a new scam I want to alert you to. I thank the fearless journalist Dale Webster for her work on this topic: link to her article titled “Burning Down the House”.

The culprit this time is the Bendigo and Adelaide Bank, Australia’s fifth largest bank.

Bendigo are refusing to give home loans to any town or region which hosts a mine. This includes any mine, no matter the purpose – gold, coal, iron ore, bauxite, rare earths needed for the technology – everything.

Yes, the Bendigo Bank is black-banning towns where the very materials are mined that are used to make the computers that run their bank. What folly.

Anyone applying online for a loan to buy property in a mining area is immediately denied. Home lending in all of Queensland’s mining regions – from coal, oil and gas to opal mining – is knocked back by Bendigo Bank. Yes, even opals.

Distinct areas separated from others by favoured postcodes include Moura (4718) in the Bowen Basin coalfield, home to the Dawson Coal Mine, Mount Isa (4825), site of one of Australia’s largest copper and zinc mining complexes, and the world-renowned opal fields surrounding Quilpie and Longreach.

Coal centres Moranbah, Dysart, Clermont, Emerald, and Blackwater are no home-loan zones, as is the Roma-Miles-Dalby district, the site of Australia’s first oil and gas discoveries. Weipa, built by Rio Tinto to house bauxite mine workers in Far North Queensland, gets an instant knockback as does Tieri, built to house coal workers north of Emerald.

In the course of this investigation, more than 1,000 locations across Australia have been run through Bendigo Bank’s online loan process to verify whether this is truly a mining blacklist or if these postcodes are part of a bigger cohort focusing on general risk.

The Australian Taxation Office’s 10 lowest earning suburbs in every state and territory for 2021-22 were reviewed. The top 100 riskiest suburbs to purchase housing in for 2024 according to Realestate.com were reviewed. Climate Valuation’s top 30 suburbs by ‘number of high-risk properties from all climate change hazards by 2030’ were reviewed. All were approved.

Bendigo Bank will lend for housing in the poorest, riskiest, and most isolated places in Australia rather than a mining area.

This is not about risk, this is about social engineering.

Bendigo and Adelaide bank are publicly-listed Australian companies. They have a fiduciary duty to their shareholders to act in their best interests, not indulge their own prejudices.

As Dale points out, the embarrassing thing is that Bendigo, the city from which Bendigo Bank takes its name and where it has its head office, was built on gold mining.

If people cannot finance their home purchases these towns will die. This is a deliberate and possibly criminal attempt by the Bendigo Bank to destroy mining in Australia by destroying the towns that support the mines.

Once an area loses housing credits and mortgages the bank in that area can be closed, using the lie that there is no longer the demand for the branch. The truth is the banks are creating the lack of demand by withdrawing key banking services and engineering the closure.

Do you hear a peep out of the leadership of the Nationals or the Liberals about this? No of course not.

Opposition Leader Sussan Ley and Nationals Leader David Littleproud take their orders form the same predatory merchant banks that Bendigo Bank does. The Liberals, in particular, have overseen this destruction of retail banking in Australia since the time of Prime Minister Howard.

Only One Nation will fix this profiteering and control agenda by creating a People’s Bank.


Mining towns debanked by Senator Malcolm Roberts

Bendigo and Adelaide Bank deny home loans to mining communities

Read on Substack

On Sunday 31 August, One Nation senators joined the tens of thousands who marched against the program of mass migration.

We believe in one Flag, one community, One Nation. Thank you to all who came despite the scaremongering.

We will not be shut down because the truth is politically inconvenient to Liberal and Labor.

Thank You

Thank you to all Australians who turned out today for Australia and building a better country for our children.

Here’s my quick wrap up.

One Nation moved to establish a Senate inquiry into the program of mass immigration.

On Monday 1 September, I asked the Australian Senate to establish an inquiry into the impact of immigration on our economy.

The Australian public and the government must be properly informed about the data and the impacts of this policy. Without that, there can be no genuine policy debate or discussion.

That’s why we want to establish this inquiry, to take the emotion out of the debate and deal with the facts and data.

See the Senators who voted NO to our inquiry 👇 Almost all Liberals, Labor and Greens teamed up to block the inquiry.

Live Debate: 1 hr 16 mins.

Motion Defeated – 37 to 9

Number of Temporary Visa Holders in Australia

Mainstream media is out there gaslighting Australia, telling us that immigration is going down.

Can anyone point to the part of the graph where we aren’t currently at record migration levels?

Source: Number of Temporary Visa Holders in Australia, Department of Home Affairs.